Why Travel insurance?

You're about to go on the trip of a lifetime. A tour to India is a big deal, a pilgrimage of the heart, and a hefty investment. It's important to ensure your dream journey is protected. Flight cancelled and stuck at the airport? Bags lost in transit? Twist an ankle and need to find the best hospital? Stay calm, help is available. In searching for the best travel insurance policy, be sure the policy offers 24-hour assistance and covers flight cancellations, lost baggage, medical evacuation, hospital expenses, etc. So, if things don't go as planned, you’ll have backup in your corner.

Sevanti Adventures Recommends: insuremytrip.com

We recommend travel insurance for the Journey to India Retreat. There are several very good companies to chose from. See the Frommers list below. However, based on our experiences with travel insurance, we suggest you work with an insurance broker like insuremytrip.com. Insuremytrip.com is not a travel insurer, they are an insurance broker that bid's your plan to dozens of insurers, including those below on the Frommers list, for the most comprehensive and competitive coverage. Let the insurers compete for your business.

Frommers.com's Top 8 Travel Insurance Providers (online article)

The travel insurance industry is full of unclear language and companies hiding behind various names. To help you pick the best policy, we've selected eight companies we're confident are at the top of the heap. To choose these firms, we made sure they're vouched for by such major brokers as SquareMouth, InsureMyTrip.com, TripInsuranceStore.com, or QuoteWright.com. Each company offers comprehensive policies directly to consumers, not just medical assistance. It's clear who owns the insurers and who's underwriting their policies, and both the companies and their underwriters get good ratings from AM Best (an insurance rating agency) and the Better Business Bureau. They've been in business at least ten years. And they're all members of the US Travel Insurance Association. We also scanned Google News to make sure there were no recent headlines about the insurer having business troubles. There are always going to be stories about people being denied coverage; nobody likes an insurance company. Here are our top eight travel insurers, in alphabetical order:
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Company Name: Allianz Travel Insurance
Company's Website: www.allianztravelinsurance.com
Based In: Richmond, VA
Parent Company: Allianz
Founded In: 1983
Underwriters: BCS Insurance Company, Jefferson Insurance Company
Underwriters' AM Best Ratings: A- (Excellent), A (Excellent)
Insurer's BBB Rating: A+
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Company Name: American Express
Company's Website: AmericanExpress.com
Based In: New York, NY
Founded In: 1850 (Yes, that's eighteen fifty)
Underwriters: Amex Assurance Company
Underwriters' AM Best Ratings: A (Excellent)
Insurer's BBB Rating: A
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Company Name: CSA Travel Protection
Company's Website: www.csatravelprotection.com
Based In: San Diego, CA
Founded In: 1991
Underwriters: US Fire Insurance Company; Stonebridge Casualty Insurance Company
Underwriters' AM Best Ratings: A (Excellent); A- (Excellent)
Insurer's BBB Rating: A+
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Company Name: MH Ross Travel Insurance Services
Company's Website: www.tripinsurance.com
Based In: Kansas City, MO
Parent Company: Travel Insurance Services
Founded In: 1952
Underwriters: Old Republic Insurance Company
Underwriters' AM Best Ratings: A+ (Superior)
Insurer's BBB Rating: A+
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Company Name: Travel Guard
Company's Website: www.travelguard.com
Based In: Stevens Point, WI
Parent Company: AIU Holdings (AIG)
Founded In: 1985
Underwriters: National Union Fire Insurance Company
Underwriters' AM Best Ratings: A (Excellent)
Insurer's BBB Rating: A
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Company Name: Travel Insured International
Company's Website: www.travelinsured.com
Based In: East Hartford, CT
Founded In: 1994
Underwriters: Arch Insurance Group
Underwriters' AM Best Ratings: A (Excellent)
Insurer's BBB Rating: A+
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Company Name: Travelex Insurance Services
Company's Website: www.travelexinsurance.com
Based In: Omaha, NE
Parent Company: Travelex Insurance Group
Founded In: 1996
Underwriters: Old Republic Insurance Company
Underwriters' AM Best Ratings: A+ (Superior)
Insurer's BBB Rating: A+
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Company Name: TravelSafe Insurance
Company's Website: www.travelsafe.com
Based In: Wyomissing, PA
Parent Company: Chester Perfetto Agency
Founded In: 1971
Underwriters: Stonebridge Casualty Insurance Company
Underwriters' AM Best Ratings: A- (Excellent)
Insurer's BBB Rating: A+